The health insurance marketplace is open. You can visit healthcare.gov to shop for health insurance plans. You could qualify for lower costs based on your household size and income. Plans cover essential health benefits, pre-existing conditions, and preventive care. If you don’t qualify for the lower costs, you can still use the marketplace to buy insurance at the standard price.
Most people must have health coverage in 2014 or pay a fee. The fee will be $95 per adult, $47.50 per child or 1% of your income (whichever is higher).